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Payroll calculator

Estimate a monthly pay stub from an annual salary, a tax rate and benefit deductions.

How it works Report a problem

Payroll calculator

Enter your values below and press Calculate to see your result instantly.

Est. Monthly Take-Home Pay
$5,264
ANNUAL TAX PAID
$18,700
TAKE-HOME RATIO
74.2%
Your effective take-home pay is 74.2% of your gross. High tax efficiency detected.

Payroll is where an agreed salary becomes three different numbers: what the employee earns (gross), what they receive (net), and what the employer actually spends (total cost). This calculator works all three from salary, tax and deduction rates, for a pay period or a full year.

How to use this calculator

  • Enter the gross salary (hourly rate and hours, or a fixed period salary).
  • Enter the employee's deduction rates: income tax and any social contributions or pension.
  • Enter the employer's contribution rates to see the true employment cost.
  • Press calculate to see gross, deductions, net pay and total employer cost.

The wedge between cost and take-home

Employer contributions mean a company often spends 10 to 30% above gross salary, while employee deductions pull net pay below it — the gap between what a job costs and what it pays is mostly taxes and social insurance doing their work. Seeing all three figures at once, as here, is how both sides negotiate with the same facts.

Frequently asked questions

How is net pay calculated?
Net = gross − (income tax + employee social contributions + other deductions such as pension or union dues). Each is usually a percentage or banded amount of gross.
What is employer payroll cost?
Gross salary plus the employer's own contributions (social insurance, pension matching, payroll taxes), which commonly add 10 to 30% on top of gross.
How do I calculate payroll for hourly staff?
Gross = hourly rate × hours worked, with overtime hours priced at their premium rate (often 1.5×). Deductions then apply to that gross as usual.