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Sip calculator
Estimate how much a monthly systematic investment plan (SIP) could grow over time at an assumed return.
SIP Calculator
Plan your wealth with precision and insights
How it works
A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly. The formula used is: M = P × ({[1 + i]ⁿ – 1} / i) × (1 + i), where i is the monthly rate and n is the total months.
Yearly Breakdown
| Year | Total Invested | Interest Earned | Yearly Ending Balance |
|---|
About the Sip calculator
Estimate how much a monthly systematic investment plan (SIP) could grow over time at an assumed return.
How to use the Sip calculator
- Enter the Monthly Investment, Time Period (Years) and Expected Return Rate (%).
- Press Calculate Growth.
Formula and method
FV = P × ((1 + i)ⁿ − 1) ÷ i × (1 + i), where P is the monthly amount, i is the monthly rate (annual ÷ 12) and n is the number of months.
Worked example
Investing 5,000 per month for 10 years at 12% a year gives about 1,161,695, of which 600,000 is your own money.
Tips
- Returns are not guaranteed. The result is an illustration only.
- Starting earlier matters more than investing a larger amount later.